Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$166,853	$166,853	$265,500
Remaining term (yrs)	26.7	26.7	30.0
Secondary amount	$0	$98,647	$0
Funding fee	$0	$0	$0
Note rate	6.900%	6.900%	7.400%
Blended rate	7.450%	8.026%	7.640%
1st payment	$1,139.21	$1,139.21	$1,838.27
2nd payment	$0.00	$739.85	$0.00
Taxes / mo	$303.00	$303.00	$303.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$79.28	$79.28	$53.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,671.49	$2,411.35	$2,344.37
Cash to close	$128,147	$29,500	$29,500