Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$203,473	$203,473	$233,910
Remaining term (yrs)	28.6	28.6	30.0
Secondary amount	$0	$30,437	$0
Funding fee	$0	$0	$0
Note rate	6.840%	6.840%	7.400%
Blended rate	7.390%	7.600%	7.640%
1st payment	$1,349.74	$1,349.74	$1,619.55
2nd payment	$0.00	$228.28	$0.00
Taxes / mo	$472.47	$472.47	$472.47
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$94.51	$94.51	$46.78
HOA / mo	$223.33	$223.33	$223.33
Total monthly	$2,290.05	$2,518.33	$2,512.13
Cash to close	$56,427	$25,990	$25,990