Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$350,048$350,048$495,000
Remaining term (yrs)25.225.230.0
Secondary amount$0$144,952$0
Funding fee$1,750$1,750$0
Note rate3.070%3.070%7.400%
Blended rate3.070%4.514%7.640%
1st payment$1,658.11$1,658.11$3,427.28
2nd payment$0.00$966.34$0.00
Taxes / mo$488.08$488.08$488.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$99.00
HOA / mo$114.33$114.33$114.33
Total monthly$2,427.19$3,393.53$4,295.36
Cash to close$199,952$55,000$55,000