Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$131,990	$131,990	$193,500
Remaining term (yrs)	26.7	26.7	30.0
Secondary amount	$0	$61,510	$0
Funding fee	$0	$0	$0
Note rate	6.340%	6.340%	7.400%
Blended rate	6.890%	7.561%	7.640%
1st payment	$853.84	$853.84	$1,339.75
2nd payment	$0.00	$461.32	$0.00
Taxes / mo	$172.03	$172.03	$172.03
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$62.96	$62.96	$38.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,238.83	$1,700.15	$1,700.49
Cash to close	$83,010	$21,500	$21,500