Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$235,467	$241,200
Remaining term (yrs)	26.0	30.0
Secondary amount	$0	$0
Funding fee	$1,177	$0
Note rate	5.410%	7.400%
Blended rate	5.410%	7.640%
1st payment	$1,405.39	$1,670.02
2nd payment	$0.00	$0.00
Taxes / mo	$235.64	$235.64
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$48.24
HOA / mo	$77.00	$77.00
Total monthly	$1,868.03	$2,180.91
Cash to close	$32,533	$26,800