Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$977,213	$977,213	$989,999
Remaining term (yrs)	27.8	27.8	30.0
Secondary amount	$0	$67,786	$0
Funding fee	$4,886	$4,886	$0
Note rate	6.810%	6.810%	7.400%
Blended rate	6.810%	7.139%	7.640%
1st payment	$6,525.91	$6,525.91	$6,854.55
2nd payment	$0.00	$670.80	$0.00
Taxes / mo	$1,131.65	$1,131.65	$1,131.65
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$198.00
HOA / mo	$122.33	$122.33	$122.33
Total monthly	$7,996.56	$8,667.35	$8,523.20
Cash to close	$122,786	$55,000	$110,000