Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$198,976$198,976$310,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$111,524$0
Funding fee$0$0$0
Note rate2.860%2.860%7.400%
Blended rate3.710%5.251%7.640%
1st payment$927.03$927.03$2,149.84
2nd payment$0.00$743.50$0.00
Taxes / mo$136.58$136.58$136.58
Insurance / mo$150.00$150.00$150.00
MI / mo$158.57$158.57$62.10
HOA / mo$0.00$0.00$0.00
Total monthly$1,372.18$2,115.68$2,498.52
Cash to close$146,024$34,500$34,500