Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$300,093$300,093$310,500
Remaining term (yrs)27.427.430.0
Secondary amount$0$27,657$0
Funding fee$1,500$1,500$0
Note rate6.870%6.870%7.400%
Blended rate6.870%7.292%7.640%
1st payment$2,025.99$2,025.99$2,149.84
2nd payment$0.00$273.69$0.00
Taxes / mo$287.50$287.50$287.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.10
HOA / mo$0.00$0.00$0.00
Total monthly$2,463.49$2,737.17$2,649.44
Cash to close$44,907$17,250$34,500