Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$221,879$221,879$270,000
Remaining term (yrs)27.127.130.0
Secondary amount$0$48,121$0
Funding fee$0$0$0
Note rate7.620%7.620%7.400%
Blended rate8.170%8.318%7.640%
1st payment$1,612.42$1,612.42$1,869.43
2nd payment$0.00$360.91$0.00
Taxes / mo$235.49$235.49$235.49
Insurance / mo$150.00$150.00$150.00
MI / mo$104.46$104.46$54.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,102.38$2,463.28$2,308.92
Cash to close$78,121$30,000$30,000