Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$184,821	$184,821	$354,600
Remaining term (yrs)	21.4	21.4	30.0
Secondary amount	$0	$169,779	$0
Funding fee	$924	$924	$0
Note rate	4.150%	4.150%	7.400%
Blended rate	4.150%	5.993%	7.640%
1st payment	$1,084.01	$1,084.01	$2,455.18
2nd payment	$0.00	$1,131.86	$0.00
Taxes / mo	$49.58	$49.58	$49.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$70.92
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,283.59	$2,415.45	$2,725.68
Cash to close	$209,179	$39,400	$39,400