Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$382,397$382,397$418,500
Remaining term (yrs)26.926.930.0
Secondary amount$0$36,103$0
Funding fee$0$0$0
Note rate6.810%6.810%7.400%
Blended rate7.360%7.501%7.640%
1st payment$2,583.00$2,583.00$2,897.61
2nd payment$0.00$270.77$0.00
Taxes / mo$389.75$389.75$389.75
Insurance / mo$166.67$166.67$166.67
MI / mo$181.41$181.41$83.70
HOA / mo$25.00$25.00$25.00
Total monthly$3,345.83$3,616.60$3,562.73
Cash to close$82,603$46,500$46,500