Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$166,920$166,920$269,100
Remaining term (yrs)22.522.530.0
Secondary amount$0$102,180$0
Funding fee$835$835$0
Note rate4.350%4.350%7.400%
Blended rate4.350%5.736%7.640%
1st payment$966.18$966.18$1,863.19
2nd payment$0.00$681.20$0.00
Taxes / mo$249.17$249.17$249.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,365.34$2,046.54$2,316.18
Cash to close$132,080$29,900$29,900