Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$207,129$207,129$324,000
Remaining term (yrs)23.123.130.0
Secondary amount$0$116,871$0
Funding fee$0$0$0
Note rate3.730%3.730%7.400%
Blended rate4.580%5.814%7.640%
1st payment$1,111.35$1,111.35$2,243.31
2nd payment$0.00$779.14$0.00
Taxes / mo$178.65$178.65$178.65
Insurance / mo$150.00$150.00$150.00
MI / mo$170.40$170.40$64.80
HOA / mo$0.00$0.00$0.00
Total monthly$1,610.40$2,389.54$2,636.76
Cash to close$152,871$36,000$36,000