Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$114,897	$114,897	$206,100
Remaining term (yrs)	20.1	20.1	30.0
Secondary amount	$0	$91,203	$0
Funding fee	$0	$0	$0
Note rate	3.470%	3.470%	7.400%
Blended rate	4.320%	6.391%	7.640%
1st payment	$658.90	$658.90	$1,426.99
2nd payment	$0.00	$684.02	$0.00
Taxes / mo	$141.87	$141.87	$141.87
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$104.33	$104.33	$41.22
HOA / mo	$605.00	$605.00	$605.00
Total monthly	$1,660.10	$2,344.12	$2,365.09
Cash to close	$114,103	$22,900	$22,900