Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$308,608	$308,608	$337,500
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$28,892	$0
Funding fee	$0	$0	$0
Note rate	3.990%	3.990%	7.400%
Blended rate	4.540%	4.922%	7.640%
1st payment	$1,521.61	$1,521.61	$2,336.78
2nd payment	$0.00	$216.69	$0.00
Taxes / mo	$317.78	$317.78	$317.78
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$146.26	$146.26	$67.50
HOA / mo	$83.00	$83.00	$83.00
Total monthly	$2,218.64	$2,435.33	$2,955.06
Cash to close	$66,392	$37,500	$37,500