Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$132,477$132,477$189,000
Remaining term (yrs)26.826.830.0
Secondary amount$0$56,523$0
Funding fee$0$0$0
Note rate6.710%6.710%7.400%
Blended rate7.260%7.780%7.640%
1st payment$887.28$887.28$1,308.60
2nd payment$0.00$423.92$0.00
Taxes / mo$90.88$90.88$90.88
Insurance / mo$150.00$150.00$150.00
MI / mo$62.96$62.96$37.80
HOA / mo$55.00$55.00$55.00
Total monthly$1,246.12$1,670.04$1,642.28
Cash to close$77,523$21,000$21,000