Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$84,844	$84,844	$405,000
Remaining term (yrs)	13.1	13.1	30.0
Secondary amount	$0	$320,156	$0
Funding fee	$0	$0	$0
Note rate	5.500%	5.500%	7.400%
Blended rate	6.350%	7.457%	7.640%
1st payment	$752.63	$752.63	$2,804.14
2nd payment	$0.00	$2,067.67	$0.00
Taxes / mo	$215.92	$215.92	$215.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$93.89	$93.89	$81.00
HOA / mo	$11.25	$11.25	$11.25
Total monthly	$1,223.69	$3,291.36	$3,262.30
Cash to close	$365,156	$45,000	$45,000