Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$168,090	$168,090	$306,000
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$137,910	$0
Funding fee	$0	$0	$0
Note rate	3.080%	3.080%	7.400%
Blended rate	3.930%	5.764%	7.640%
1st payment	$811.34	$811.34	$2,118.68
2nd payment	$0.00	$919.40	$0.00
Taxes / mo	$446.65	$446.65	$446.65
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$134.93	$134.93	$61.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,542.92	$2,462.32	$2,776.54
Cash to close	$171,910	$34,000	$34,000