Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$39,681	$39,681	$445,500
Remaining term (yrs)	12.7	12.7	30.0
Secondary amount	$0	$405,819	$0
Funding fee	$198	$198	$0
Note rate	3.000%	3.000%	7.400%
Blended rate	3.000%	7.327%	7.640%
1st payment	$310.76	$310.76	$3,084.55
2nd payment	$0.00	$2,620.92	$0.00
Taxes / mo	$297.67	$297.67	$297.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$775.10	$3,396.01	$3,637.99
Cash to close	$455,319	$49,500	$49,500