Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$136,685	$136,685	$287,910
Remaining term (yrs)	21.2	21.2	30.0
Secondary amount	$0	$151,225	$0
Funding fee	$0	$0	$0
Note rate	3.900%	3.900%	7.400%
Blended rate	4.750%	6.457%	7.640%
1st payment	$787.31	$787.31	$1,993.43
2nd payment	$0.00	$1,008.17	$0.00
Taxes / mo	$55.08	$55.08	$55.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$118.24	$118.24	$57.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,110.63	$2,118.79	$2,256.10
Cash to close	$183,215	$31,990	$31,990