Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$480,985$480,985$485,100
Remaining term (yrs)28.028.030.0
Secondary amount$0$31,065$0
Funding fee$0$0$0
Note rate6.090%6.090%7.400%
Blended rate6.640%6.958%7.640%
1st payment$2,979.31$2,979.31$3,358.73
2nd payment$0.00$307.41$0.00
Taxes / mo$248.08$248.08$248.08
Insurance / mo$166.67$166.67$166.67
MI / mo$225.58$225.58$97.02
HOA / mo$0.00$0.00$0.00
Total monthly$3,619.64$3,927.05$3,870.50
Cash to close$58,015$26,950$53,900