Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$703,037	$703,037	$783,000
Remaining term (yrs)	26.0	26.0	30.0
Secondary amount	$0	$79,963	$0
Funding fee	$3,515	$3,515	$0
Note rate	4.820%	4.820%	7.400%
Blended rate	4.820%	5.247%	7.640%
1st payment	$3,944.06	$3,944.06	$5,421.33
2nd payment	$0.00	$599.72	$0.00
Taxes / mo	$858.32	$858.32	$858.32
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$156.60
HOA / mo	$171.00	$171.00	$171.00
Total monthly	$5,190.04	$5,789.77	$6,823.92
Cash to close	$166,963	$87,000	$87,000