Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$190,315$190,315$378,000
Remaining term (yrs)21.021.030.0
Secondary amount$0$187,685$0
Funding fee$0$0$0
Note rate3.970%3.970%7.400%
Blended rate4.820%6.399%7.640%
1st payment$1,111.63$1,111.63$2,617.20
2nd payment$0.00$1,251.24$0.00
Taxes / mo$1,137.99$1,137.99$1,137.99
Insurance / mo$150.00$150.00$150.00
MI / mo$165.53$165.53$75.60
HOA / mo$74.33$74.33$74.33
Total monthly$2,639.48$3,890.71$4,055.11
Cash to close$229,685$42,000$42,000