Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$15,408	$15,408	$436,383
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$420,975	$0
Funding fee	$0	$0	$0
Note rate	6.720%	6.720%	7.400%
Blended rate	7.270%	7.733%	7.640%
1st payment	$107.73	$107.73	$3,021.43
2nd payment	$0.00	$2,718.80	$0.00
Taxes / mo	$404.06	$404.06	$404.06
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$7.17	$7.17	$87.28
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$685.63	$3,404.42	$3,679.43
Cash to close	$469,462	$48,487	$48,487