Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$251,854$251,854$279,000
Remaining term (yrs)24.224.230.0
Secondary amount$0$27,146$0
Funding fee$1,259$1,259$0
Note rate2.770%2.770%7.400%
Blended rate2.770%3.376%7.640%
1st payment$1,186.56$1,186.56$1,931.74
2nd payment$0.00$203.59$0.00
Taxes / mo$391.59$391.59$391.59
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$55.80
HOA / mo$575.00$575.00$575.00
Total monthly$2,303.16$2,506.75$3,104.13
Cash to close$58,146$31,000$31,000