Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$109,390	$109,390	$562,500
Remaining term (yrs)	5.3	5.3	30.0
Secondary amount	$0	$453,110	$0
Funding fee	$547	$547	$0
Note rate	3.250%	3.250%	7.400%
Blended rate	3.250%	6.875%	7.640%
1st payment	$1,837.67	$1,837.67	$3,894.64
2nd payment	$0.00	$2,926.34	$0.00
Taxes / mo	$206.08	$206.08	$206.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$112.50
HOA / mo	$43.33	$43.33	$43.33
Total monthly	$2,253.75	$5,180.09	$4,423.22
Cash to close	$515,610	$62,500	$62,500