Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$141,444	$141,444	$562,500
Remaining term (yrs)	13.1	13.1	30.0
Secondary amount	$0	$421,056	$0
Funding fee	$0	$0	$0
Note rate	5.380%	5.380%	7.400%
Blended rate	6.230%	7.368%	7.640%
1st payment	$1,245.92	$1,245.92	$3,894.64
2nd payment	$0.00	$2,719.32	$0.00
Taxes / mo	$349.39	$349.39	$349.39
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$157.51	$157.51	$112.50
HOA / mo	$195.00	$195.00	$195.00
Total monthly	$2,114.49	$4,833.81	$4,718.19
Cash to close	$483,556	$62,500	$62,500