Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$195,375$195,375$224,910
Remaining term (yrs)22.722.730.0
Secondary amount$0$29,535$0
Funding fee$977$977$0
Note rate4.100%4.100%7.400%
Blended rate4.100%4.743%7.640%
1st payment$1,099.28$1,099.28$1,557.23
2nd payment$0.00$221.51$0.00
Taxes / mo$308.76$308.76$308.76
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$44.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,558.04$1,779.55$2,060.98
Cash to close$54,525$24,990$24,990