Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$2,127	$2,127	$255,150
Remaining term (yrs)	17.5	17.5	30.0
Secondary amount	$0	$253,023	$0
Funding fee	$0	$0	$0
Note rate	4.480%	4.480%	7.400%
Blended rate	5.330%	7.730%	7.640%
1st payment	$14.54	$14.54	$1,766.61
2nd payment	$0.00	$1,634.11	$0.00
Taxes / mo	$119.98	$119.98	$119.98
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$2.04	$2.04	$51.03
HOA / mo	$4.17	$4.17	$4.17
Total monthly	$290.73	$1,924.84	$2,091.79
Cash to close	$281,373	$28,350	$28,350