Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$162,766	$162,766	$481,500
Remaining term (yrs)	22.6	22.6	30.0
Secondary amount	$0	$318,734	$0
Funding fee	$0	$0	$0
Note rate	4.140%	4.140%	7.400%
Blended rate	4.990%	6.817%	7.640%
1st payment	$921.37	$921.37	$3,333.81
2nd payment	$0.00	$2,058.49	$0.00
Taxes / mo	$666.17	$666.17	$666.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$134.42	$134.42	$96.30
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$1,988.63	$4,047.12	$4,362.94
Cash to close	$372,234	$53,500	$53,500