Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$307,975$307,975$337,491
Remaining term (yrs)25.025.030.0
Secondary amount$0$29,516$0
Funding fee$1,540$1,540$0
Note rate2.900%2.900%7.400%
Blended rate2.900%3.433%7.640%
1st payment$1,437.97$1,437.97$2,336.72
2nd payment$0.00$221.37$0.00
Taxes / mo$161.69$161.69$161.69
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$67.50
HOA / mo$522.00$522.00$522.00
Total monthly$2,271.66$2,493.02$3,237.90
Cash to close$67,015$37,499$37,499