Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$187,936	$187,936	$220,500
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$32,564	$0
Funding fee	$0	$0	$0
Note rate	3.060%	3.060%	7.400%
Blended rate	3.910%	4.662%	7.640%
1st payment	$903.13	$903.13	$1,526.70
2nd payment	$0.00	$244.23	$0.00
Taxes / mo	$264.76	$264.76	$264.76
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$150.58	$150.58	$44.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,468.47	$1,712.70	$1,985.56
Cash to close	$57,064	$24,500	$24,500