Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$294,219$294,219$431,910
Remaining term (yrs)25.025.030.0
Secondary amount$0$137,691$0
Funding fee$0$0$0
Note rate2.900%2.900%7.400%
Blended rate3.750%5.105%7.640%
1st payment$1,373.74$1,373.74$2,990.46
2nd payment$0.00$917.94$0.00
Taxes / mo$786.08$786.08$786.08
Insurance / mo$166.67$166.67$166.67
MI / mo$233.78$233.78$86.38
HOA / mo$4.17$4.17$4.17
Total monthly$2,564.44$3,482.38$4,033.76
Cash to close$185,681$47,990$47,990