Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$180,125	$180,125	$314,100
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$133,975	$0
Funding fee	$0	$0	$0
Note rate	2.680%	2.680%	7.400%
Blended rate	3.530%	5.437%	7.640%
1st payment	$836.32	$836.32	$2,174.76
2nd payment	$0.00	$893.17	$0.00
Taxes / mo	$290.96	$290.96	$290.96
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$146.44	$146.44	$62.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,423.72	$2,316.89	$2,678.54
Cash to close	$168,875	$34,900	$34,900