Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$280,974$280,974$468,000
Remaining term (yrs)23.823.830.0
Secondary amount$0$187,026$0
Funding fee$0$0$0
Note rate3.230%3.230%7.400%
Blended rate4.080%5.647%7.640%
1st payment$1,406.61$1,406.61$3,240.34
2nd payment$0.00$1,246.84$0.00
Taxes / mo$670.67$670.67$670.67
Insurance / mo$166.67$166.67$166.67
MI / mo$229.52$229.52$93.60
HOA / mo$0.00$0.00$0.00
Total monthly$2,473.46$3,720.30$4,171.27
Cash to close$239,026$52,000$52,000