Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$91,172	$91,172	$179,100
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$87,928	$0
Funding fee	$0	$0	$0
Note rate	2.830%	2.830%	7.400%
Blended rate	3.680%	6.292%	7.640%
1st payment	$433.37	$433.37	$1,240.05
2nd payment	$0.00	$659.46	$0.00
Taxes / mo	$120.00	$120.00	$120.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$74.42	$74.42	$35.82
HOA / mo	$37.33	$37.33	$37.33
Total monthly	$815.12	$1,474.58	$1,583.20
Cash to close	$107,828	$19,900	$19,900