Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$95,820	$95,820	$247,491
Remaining term (yrs)	20.6	20.6	30.0
Secondary amount	$0	$151,671	$0
Funding fee	$0	$0	$0
Note rate	4.200%	4.200%	7.400%
Blended rate	5.050%	6.858%	7.640%
1st payment	$577.19	$577.19	$1,713.58
2nd payment	$0.00	$1,011.14	$0.00
Taxes / mo	$377.08	$377.08	$377.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$83.60	$83.60	$49.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,187.87	$2,199.02	$2,290.16
Cash to close	$179,170	$27,499	$27,499