Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$391,000$391,000$495,000
Remaining term (yrs)25.525.530.0
Secondary amount$0$104,000$0
Funding fee$0$0$0
Note rate3.760%3.760%7.400%
Blended rate4.610%5.322%7.640%
1st payment$1,984.75$1,984.75$3,427.28
2nd payment$0.00$693.34$0.00
Taxes / mo$518.83$518.83$518.83
Insurance / mo$166.67$166.67$166.67
MI / mo$303.20$303.20$99.00
HOA / mo$165.00$165.00$165.00
Total monthly$3,138.45$3,831.79$4,376.78
Cash to close$159,000$55,000$55,000