Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$258,195	$258,195	$314,910
Remaining term (yrs)	29.3	29.3	30.0
Secondary amount	$0	$56,715	$0
Funding fee	$0	$0	$0
Note rate	6.100%	6.100%	7.400%
Blended rate	6.650%	7.073%	7.640%
1st payment	$1,575.59	$1,575.59	$2,180.37
2nd payment	$0.00	$425.36	$0.00
Taxes / mo	$31.34	$31.34	$31.34
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$119.17	$119.17	$62.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,876.09	$2,301.45	$2,424.70
Cash to close	$91,705	$34,990	$34,990