Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$281,989	$281,989	$377,100
Remaining term (yrs)	25.1	25.1	30.0
Secondary amount	$0	$95,111	$0
Funding fee	$0	$0	$0
Note rate	3.070%	3.070%	7.400%
Blended rate	3.920%	5.201%	7.640%
1st payment	$1,338.64	$1,338.64	$2,610.96
2nd payment	$0.00	$713.33	$0.00
Taxes / mo	$629.17	$629.17	$629.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$222.90	$222.90	$75.42
HOA / mo	$98.00	$98.00	$98.00
Total monthly	$2,438.72	$3,152.05	$3,563.56
Cash to close	$137,011	$41,900	$41,900