Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$161,932	$166,500
Remaining term (yrs)	25.0	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	2.900%	7.400%
Blended rate	3.750%	7.640%
1st payment	$756.08	$1,152.81
2nd payment	$0.00	$0.00
Taxes / mo	$180.67	$180.67
Insurance / mo	$150.00	$150.00
MI / mo	$128.67	$33.30
HOA / mo	$0.00	$0.00
Total monthly	$1,215.42	$1,516.79
Cash to close	$23,068	$18,500