Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$187,589$187,589$300,600
Remaining term (yrs)23.023.030.0
Secondary amount$0$113,011$0
Funding fee$0$0$0
Note rate3.620%3.620%7.400%
Blended rate4.470%5.797%7.640%
1st payment$997.78$997.78$2,081.29
2nd payment$0.00$753.40$0.00
Taxes / mo$308.28$308.28$308.28
Insurance / mo$150.00$150.00$150.00
MI / mo$155.07$155.07$60.12
HOA / mo$158.00$158.00$158.00
Total monthly$1,769.13$2,522.54$2,757.70
Cash to close$146,411$33,400$33,400