Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$258,400	$258,400	$404,910
Remaining term (yrs)	22.3	22.3	30.0
Secondary amount	$0	$146,510	$0
Funding fee	$1,292	$1,292	$0
Note rate	4.500%	4.500%	7.400%
Blended rate	4.500%	5.766%	7.640%
1st payment	$1,526.86	$1,526.86	$2,803.52
2nd payment	$0.00	$976.74	$0.00
Taxes / mo	$173.92	$173.92	$173.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$80.98
HOA / mo	$3.75	$3.75	$3.75
Total monthly	$1,854.52	$2,831.26	$3,212.16
Cash to close	$191,500	$44,990	$44,990