Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$145,564	$145,564	$305,910
Remaining term (yrs)	21.8	21.8	30.0
Secondary amount	$0	$160,346	$0
Funding fee	$0	$0	$0
Note rate	4.540%	4.540%	7.400%
Blended rate	5.390%	6.758%	7.640%
1st payment	$874.73	$874.73	$2,118.06
2nd payment	$0.00	$1,068.97	$0.00
Taxes / mo	$185.96	$185.96	$185.96
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$121.71	$121.71	$61.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,332.40	$2,401.38	$2,515.20
Cash to close	$194,336	$33,990	$33,990