Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$199,808	$199,808	$301,500
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$101,692	$0
Funding fee	$999	$999	$0
Note rate	2.660%	2.660%	7.400%
Blended rate	2.660%	4.461%	7.640%
1st payment	$932.46	$932.46	$2,087.53
2nd payment	$0.00	$677.94	$0.00
Taxes / mo	$494.00	$494.00	$494.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$60.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,576.46	$2,254.40	$2,791.83
Cash to close	$135,192	$33,500	$33,500