Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$107,698$107,698$300,600
Remaining term (yrs)10.810.830.0
Secondary amount$0$192,902$0
Funding fee$0$0$0
Note rate6.260%6.260%7.400%
Blended rate7.110%7.681%7.640%
1st payment$1,136.84$1,136.84$2,081.29
2nd payment$0.00$1,286.02$0.00
Taxes / mo$108.51$108.51$108.51
Insurance / mo$150.00$150.00$150.00
MI / mo$130.65$130.65$60.12
HOA / mo$100.00$100.00$100.00
Total monthly$1,625.99$2,912.01$2,499.92
Cash to close$226,302$33,400$33,400