Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$281,943	$272,700
Remaining term (yrs)	26.4	30.0
Secondary amount	$0	$0
Funding fee	$1,410	$0
Note rate	6.270%	7.400%
Blended rate	6.270%	7.640%
1st payment	$1,820.20	$1,888.12
2nd payment	$0.00	$0.00
Taxes / mo	$443.91	$443.91
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$54.54
HOA / mo	$6.25	$6.25
Total monthly	$2,420.37	$2,542.82
Cash to close	$21,057	$30,300