Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$411,582$411,582$629,100
Remaining term (yrs)24.524.530.0
Secondary amount$0$217,518$0
Funding fee$2,058$2,058$0
Note rate2.810%2.810%7.400%
Blended rate2.810%4.518%7.640%
1st payment$1,933.70$1,933.70$4,355.76
2nd payment$0.00$1,404.80$0.00
Taxes / mo$582.50$582.50$582.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$125.82
HOA / mo$160.00$160.00$160.00
Total monthly$2,842.87$4,247.67$5,390.75
Cash to close$287,418$69,900$69,900