Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$333,797	$333,797	$342,000
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$27,203	$0
Funding fee	$0	$0	$0
Note rate	6.820%	6.820%	7.400%
Blended rate	7.370%	7.709%	7.640%
1st payment	$2,244.99	$2,244.99	$2,367.94
2nd payment	$0.00	$269.19	$0.00
Taxes / mo	$427.33	$427.33	$427.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$157.51	$157.51	$68.40
HOA / mo	$50.00	$50.00	$50.00
Total monthly	$3,029.83	$3,299.03	$3,063.67
Cash to close	$46,203	$19,000	$38,000