Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$263,060	$263,060	$305,100
Remaining term (yrs)	26.5	26.5	30.0
Secondary amount	$0	$42,040	$0
Funding fee	$0	$0	$0
Note rate	6.260%	6.260%	7.400%
Blended rate	6.810%	7.112%	7.640%
1st payment	$1,694.57	$1,694.57	$2,112.45
2nd payment	$0.00	$315.30	$0.00
Taxes / mo	$327.58	$327.58	$327.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$126.01	$126.01	$61.02
HOA / mo	$37.50	$37.50	$37.50
Total monthly	$2,335.66	$2,650.96	$2,688.55
Cash to close	$75,940	$33,900	$33,900